New to Medicare

If youýre new to Medicare, let us assure you, weýre here to help make the entire process easier to understand.  

Letýs start with the basics.  

Original Medicare is the federal health insurance program available to people 65 years of age or older. Medicare is also available to younger people with certain disabilities and people with end-stage renal disease ý permanent kidney failure living with dialysis or a transplant; itýs sometimes called ESRD.  

Medicare has four parts - A, B, C and D.  

Part A is Hospital Insurance. This pays for inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.  

Part B is Medical Insurance. This helps pay for doctorsý services, outpatient hospital care, durable medical equipment and some medical services that arenýt covered by Medicare Part A.  

Part C is coverage through Medicare Advantage Plans that are only available from private insurers contracted with Medicare. You can enroll in an Medicare Advantage plans if you have Medicare Parts A and B. Most Medicare Advantage plans include prescription drug coverage, have additional benefits and usually help reduce out-of-pocket expenses. Medicare Advantage plans may require an additional monthly premium.  

Part D is Prescription Drug Coverage - Like a Medicare Advantage plan, Medicare Part D is available only from private insurers through contracts with Medicare. Joining a Medicare prescription drug plan (Part D) is voluntary, and you pay an additional monthly premium for the coverage. You are eligible to enroll if you are entitled to Medicare hospital insurance (Part A) and/or enrolled in Medicare medical insurance (Part B).  

We are happy to offer you different Medicare Supplement options: 

Medicare Supplement plans that work with Original Medicare to cover "gaps" in coverage like deductibles and coinsurance.  

Would you like to talk to a Medicare specialist?  

If you need help or would like more information, just give us a call and weýll be happy to help answer your questions and choose an Anthem plan thatýs just right for you. Click here to contact us.